Is a car in storage covered on your homeowners policy?
No. Vehicles are only covered under auto polices.
Would a flood be covered under my homeowners policy?
No, you would have to have a Flood insurance policy to have damage covered.
If I slid into the ditch on slippery roads, is this an at fault accident?
Unfortunately, yes it is. If a tow truck pulls you out this is reported to the police department & reported as an AFA.