Our Approach
Our Approach
First, we find out what’s important to you.
A one-size-fits-all approach doesn’t work in insurance – every business and individual has more than a few unique characteristics, and not everyone is looking for the same thing from their insurance. We treat it as an interaction rather than a transaction.
Second, we analyze your current coverage.
After learning about what matters to you, we carefully review and analyze your current program to determine if it meets your needs comprehensively and at a fair value. We look at all aspects of your business and your life and address your particular concerns and priorities.
Third, we create a comparative proposal.
If we believe we can provide a better program for you, whether it represents improved coverage or better value (or both!), we will present you with an easily understood comparative outline so you can make an informed decision. We do this face-to-face with you, unless you’re on the go and just too busy for that (we’ve got mobile options).
Fourth, we take care of everything else.
We complete the process with convenient payment options and your choice of paper or digital policies. You’ll get to know who we are, and you’ll have our assurances that we'll take care of the details such as mortgagees, certificates, and more. From there, we’ve got you covered.
Our Story
Meet the Team
PENNY INSURANCE is a family owned and operated insurance agency for over 20 years. Previously owned by my brother Lenny(Lennis Ramseier/Ramseier Agency). I have worked as an agent at Ramseier Agency for over 13 years and have the knowledge and experience to handle all your insurance needs.
We are a smaller insurance agency, but with us you get the personal touch that you don't always receive with a larger agency. Our goal is to put together the best coverage at the most competitive price with your best interest in mind.
With so many types of insurance products and options, choosing the correct coverage can be confusing. We work to educate you as we go through the process so you understand just how these products will work to protect you against losses. We want to make sure you are properly covered so you can have peace of mind you deserve.
Penny Nesvacil
Owner/Agent
(pic coming soon)
Stephanie Burish
CSR
(pic coming soon)